Internet websites, as well as internet services, makes it easy for humans to pay their bills, make online reservations, shop and even work. Anyone can do almost everything through the internet from almost any place in this world. Human limitations, as well as old boundaries, were dropped so that we can have a larger and wider access to all the information we want to know. Because of the internet, our lives have been so much easier.
However, the same is true when it comes to crime. Due to the large network of internet, different types of cyber criminals and internet scammers affected various online businesses and individuals.
Since there is an open door that always allows access to navigate wide numbers of online locations, there is a greater chance for criminal minds to reach even our private lives. The attack methods vary from traditional vectors to ingenious scams where justice cannot be easily reached out to catch these eventual perpetrators.
Below are some of the most usual ways for anyone to become vulnerable to malware attacks or phishing scam. Their target is your personal info in order for these attackers/scammers to obtain money from their victims.
- Phishing scam – these types of scam are usually based on the communication done through emails or social networks. Attackers will send messages and will try to trick their victims into giving their login credentials. These credentials can be bank accounts, social networks, work account and other personal information that can be proved valuable for their target victims.
The phishing email seems to come from official source such as bank authorities or any other financial institutes. Delivery companies, as well as social networks representatives, are also some of the disguises they used to persuade their victims. Once the victim clicks on the links in their messages, they wouldn’t know that the website that looks legit has been actually controlled by attackers. If the victim is not paying attention, they end up giving their login credentials as well as other personal information.
- Money Laundering Scam – it is also known as Nigerian Scam. It is one of the highly popular and oldest forms of scamming scheme. The typical scam usually begins with an emotional message. It could be a government official, a businessman or member of a wealthy family who will ask their victims to provide their help in retrieving large sums of money from the bank. They will tell their victims to pay initially for paper and legal matters fees and they will promise a large amount of money in exchange for their victim’s help.
Afterward, they will ask their victims to pay more for additional services like transfer costs and transactions fee. Their victims may even receive papers that look real however, their victims will be left broke in the end without any of their promised money.
- Greeting card scam – It is also one of the oldest forms of scam. The trick is that the victim will receive emails which seem to come from a friend. Once the victim opens the email and clicks on the card, it usually ends up with malicious and most likely a virussoftware that will be downloaded installed automatically on your operating system. The downloaded malware can be an annoying program that launches pop-up ads and unexpected windows pop up on your screen.
Once your computer has been infected with these dangerous software, you will automatically become one of the bots that are part of a much larger network of affected computers. The result of this is that, in just a click away from the attackers, your computer will send private data as well as financial information onto a fraudulent server being controlled by IT criminals.
The above three scams are just some of the many forms of a scam being used by online scammers and attackers. According to the FBI, the number of online scams has increased over the recent 10 years. The total losses have been doubled in the past years affecting both large scale businesses and private individuals. Other forms of online scams are hitman scam, romance scam, lottery scam, fake antivirus software, credit card scam, travel scam and economic scam.
Have you encountered some of the above scams while you are browsing in the internet or in your email inbox? What are the most convincing ones? We would like to hear your story. Share your story on the comment box below.